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Local Housing & Community News
Verified Miami-Dade housing programs, homeowner updates, community events, and local news.


Can We Fund More Homes Without Driving Prices Higher?
Can housing investment expand real supply without intensifying price pressure? Episode 1 of Money & Housing Wednesdays weighs construction, direct assistance and MMT’s inflation constraint.

Chris Manzano
4 hours ago6 min read


2026 Election Guide for Unincorporated Miami-Dade
A nonpartisan guide to the November 3, 2026 election: candidates, party affiliations, judicial contests, Florida amendments, county charter questions and the school levy renewal. District-specific contests vary.

Chris Manzano
1 day ago9 min read


The Financial System Is Responsible
The financial system should do more than recover from crises. A Tuesday opinion series on capital, stability, housing opportunity and AI.

Chris Manzano
1 day ago6 min read


Who’s Paying to Sell Us Amendment 3? Follow the Money.
Florida Realtors supplied the $18 million in September campaign contributions identified in October 5 reporting. My first Follow the Money: Florida commentary asks what that funding concentration means—and what it does not prove.

Chris Manzano
3 days ago5 min read


Miami-Dade Police Vehicles in Ave Maria: What Are Taxpayers Paying For?
After spotting Miami-Dade police vehicles in Ave Maria, I looked at the county’s history of out-of-county take-home cars—and the unanswered questions about current taxpayer costs.

Chris Manzano
4 days ago2 min read


We’re Required to Buy Insurance. But Who’s Making Sure We Understand What We’re Buying?
Insurance is a necessity for many Florida homeowners—but premiums are only part of the decision. I think consumers deserve clearer information about deductibles, exclusions, coverage tradeoffs and the incentives behind the products they are buying.

Chris Manzano
Oct 98 min read


Florida Amendment 3: Are We Saving Money Today at the Expense of Our Communities Tomorrow?
I support making homeownership more affordable. But before Florida permanently reduces local-government revenue, I think we need to ask what happens to the services that make our communities worth living in—and whether insurance reform and more targeted homeowner relief deserve more attention.

Chris Manzano
Oct 98 min read


Understanding Homeowner Insurance Coverage: A Practical Guide
A practical overview of dwelling, personal-property, liability, loss-of-use, deductible, exclusion, and replacement-cost issues borrowers should review with an insurance professional.

Chris Manzano
Jul 31, 20241 min read


Flood Insurance and Flood Zones: What Homebuyers Should Know
How flood zones affect lender requirements, why every zone still carries some risk, and what to review about policy limits, timing, elevation, and coverage.

Chris Manzano
May 16, 20241 min read


Miami-Dade Post-Closing Checklist for New Homeowners
A practical checklist for utilities, mail, insurance, mortgage servicing, homestead review, association access, security, records, and maintenance after closing.

Chris Manzano
Mar 16, 20241 min read
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